What is TreasuryDirect? TreasuryDirect is a secure online platform where individuals can buy and manage U.S. Treasury securities directly from the government.
How do I open a TreasuryDirect account? You can open an account by visiting TreasuryDirect.gov and providing your personal and banking information.
What types of securities can I buy on TreasuryDirect? You can buy I Bonds, EE Bonds, Treasury bills, notes, bonds, and TIPS.
What are I Bonds? I Bonds are savings bonds that offer a fixed rate and an inflation-adjusted rate, designed to protect your investment from inflation.
Can I redeem I Bonds early? You can redeem I Bonds after 12 months, but you will lose the last 3 months of interest if redeemed within the first 5 years.
Is there a purchase limit? Yes, individuals can buy up to $10,000 in electronic I Bonds per calendar year.
Can I buy I Bonds for someone else? Yes, you can purchase I Bonds as gifts for others through your TreasuryDirect account.
How do I link a bank account? Bank information is provided during account setup. You can update it later in your account settings.
What if I forget my password? Use the "Forgot Password" option on TreasuryDirect to reset your password.
Is TreasuryDirect safe to use? Yes, it uses strong encryption and security features to protect user data.
Can I use TreasuryDirect from my phone? While not optimized for mobile, the website is accessible from most smartphones and tablets.
Are there fees for using TreasuryDirect? No, there are no fees for purchasing or holding securities on TreasuryDirect.
Can I transfer bonds to another person? Yes, you can transfer electronic bonds to another user by providing their details.
How do I update my personal information? You can update your contact, banking, and login information through the account settings page.